Terms & Conditions

Last updated: November 13, 2026

By using this website or submitting a form on it, you agree to these terms. If you don't agree, please don't use the site.

What this site is

This site is operated on behalf of Derrick Robison (Porch Light Coverage) to help you explore insurance options and request a conversation. It provides general information and a way to get in touch — nothing more.

Use of the information you submit

Information you submit is used to provide you with quotes, plan or product details, and related insurance information, and to contact you about your request, as described in our Privacy Policy.

Consent to be contacted

When you check the consent box on a form, you agree that Derrick Robison (Porch Light Coverage) may contact you at the phone number and email you provided, by calls, text messages, and email, including autodialed calls and texts and calls or messages that use an artificial, AI-generated, or prerecorded voice, even if your number is on a Do Not Call list, for the purposes of your request. Consent is not a condition of purchase. Message frequency varies and message and data rates may apply. Reply STOP to opt out of texts or HELP for help. You can take back your consent at any time in any reasonable way, as described in our Privacy Policy.

Accuracy of your information

You certify that the information you provide is accurate to the best of your knowledge. Inaccurate information can affect which products you're eligible for and any quotes you receive.

Not an offer of coverage

Nothing on this site is an offer, contract, or guarantee of insurance. All products are subject to availability in your state, eligibility requirements, underwriting, and the terms of the issuing carrier's actual policy or contract documents, which control over anything written here.

Not financial, tax, or legal advice

Content on this site is general information, not personalized financial, tax, or legal advice. Talk with a licensed professional about your specific situation before making decisions.

Third parties

Insurance products are issued by third-party carriers, and your request may involve licensed agents or partners as described in the Privacy Policy. We are not responsible for the practices or content of third-party websites linked from this site.

Intellectual property

The content of this site may not be copied or reused for commercial purposes without permission.

Disclaimer and limitation of liability

This site is provided "as is." To the fullest extent permitted by law, the operators of this site are not liable for indirect or consequential damages arising from your use of it.

No obligation

Requesting information or a quote through this site does not obligate you to purchase anything.

Changes

We may update these terms at any time; the current version will always be posted on this page with its effective date.

Contact

Questions about these terms? Contact Derrick Robison using the contact details they provided you.